Featured Blog
December 26, 2024
“Your loan is rejected because you have a bad CCRIS or CTOS record”. Have you been told this before by a bank officer? And you are wondering, “What is CCRIS and CTOS?”.
Latest Blogs
March 29, 2024
The recent case of loan sharks charging RM500 for every 30 minutes delay in repayment is not an exaggeration. This case happened to an insurance agent who borrowed RM3,000 and paid the full amount.
Mandy March 29, 2024March 29, 2024
March 29, 2024
Everyday, people are always out and about, be it for work or for pleasure. People always move and transport from places to places.
Yik Seong March 29, 2024March 27, 2024
What happens to your debt when you die? As grim as it may sound, this is something that a loan borrower should give a serious thought.
Yik Seong March 27, 2024March 25, 2024
The Reference Rate Framework was introduced in 1983, where the Base Lending Rate (BLR) was used as the reference rate for retail floating-rate loans.
Yik Seong March 25, 2024March 25, 2024
The increasing consumers price in our country is not something new or unfamiliar, on the contrary, almost every year this issue arises.
Yik Seong March 25, 2024October 17, 2022
Based on research done for Keupayaan dan Rangkuman Kewangan 2018, there are still many Malaysian that have low confidence, especially in their financial planning.
Mandy October 17, 2022October 5, 2022
With Eid Mubarak is just around the corner, the anticipation and excitement of the believers are at peak.
Sera October 5, 2022February 2, 2022
The increasing consumers price in our country is not something new or unfamiliar, on the contrary, almost every year this issue arises.
Sera February 2, 2022September 6, 2021
The phrase ‘home sweet home’ often comes with an image of a calm, cosy and welcoming house.
Yik Seong September 6, 2021February 25, 2020
According to a recent survey by Hays Asia, about 46% of Malaysians are unhappy with their salary as they are expecting a much higher pay.
Yik Seong February 25, 2020December 19, 2019
The question is simple, but it requires careful thinking. Before giving your answer, let us look at the fundamental difference between the two.
Mandy December 19, 2019February 7, 2024
The Malaysian public is increasingly moving towards cashless payment modes, and this financial innovation seems to continue to evolve, signifying a positive shift for our society.
Yik Seong February 7, 2024February 6, 2024
The biggest cargo people carry these days is debt. Borrowing, including the use of credit cards, is habit-forming. Once you get caught in the habit, you run the risk of spending more than you can really afford.
Yik Seong February 6, 2024February 5, 2024
Are you currently short on funds and thinking of applying for a personal loan, but not sure how to? Or you have apply and wonder how does your personal loan approved?
Yik Seong February 5, 2024December 7, 2023
There have been irresponsible parties pretending to be Direct Lending and offering pre-approved loan. These scammers are still actively on the loose.
Mandy December 7, 2023September 23, 2021
When talking about interest rate and repayment for loans, you might come across various terminologies such as flat rates, effective rates, fixed rates, and floating rates.
Yik Seong September 23, 2021September 6, 2021
The phrase ‘home sweet home’ often comes with an image of a calm, cosy and welcoming house.
Yik Seong September 6, 2021
