April 4, 2024

10 Steps To Reduce Your Monthly Debt Commitment

A critical component of personal finance is avoiding debt build up. It is worth noting the current trend in bankruptcy cases in Malaysia, where one of the major causes of bankruptcy has been attributed to personal loans.
April 2, 2024

Credit Card Vs Personal Loan – Which One Should You Get?

There comes a time where we may find ourselves in need of a huge sum of money whether it is to foot the bill of unforeseen business expenses or for emergency purposes like paying the medical fees of a vital surgery.
April 2, 2024

House Renovation Loan: 3 Reason Why You Should Get It

Home improvement or home renovation is one of the most exciting endeavours house owners undertake on a periodic basis to beautify, remodel or expand their existing dwellings.
April 1, 2024

What is Islamic Personal Loan & the Differences with Conventional Personal Loan

A typical conventional bank earns money from interest by lending out money to consumers.
April 1, 2024

[INFOGRAPHIC] Differences between CCRIS and CTOS

CCRIS and CTOS are some of the crucial terms that are often mentioned during loan and financing application processes.
March 29, 2024

Is Licensed Moneylender Considered an β€˜Ah Long’?

The recent case of loan sharks charging RM500 for every 30 minutes delay in repayment is not an exaggeration. This case happened to an insurance agent who borrowed RM3,000 and paid the full amount.
November 24, 2022

6 Tips To Start Save Money For A Wedding In Malaysia

Tying the knot between you and your loved one is a human nature and the ultimate goal in every relationship, but this modern century have brought us into the realization that save money for wedding in plan also means that it is not going to be sufficient with just the intention to, but also the amount of efforts needed to make it happen.
October 17, 2022

50/30/20 Rule For Easy Financial Management

Based on research done for Keupayaan dan Rangkuman Kewangan 2018, there are still many Malaysian that have low confidence, especially in their financial planning.
October 5, 2022

6 Great Budget-Friendly DIY Home Deco Ideas for Hari Raya

With Eid Mubarak is just around the corner, the anticipation and excitement of the believers are at peak.
February 2, 2022

8 Free Budgeting Apps to Help Plan Your Spending

The increasing consumers price in our country is not something new or unfamiliar, on the contrary, almost every year this issue arises.
September 6, 2021

5 Ways to Save for Your House Renovation Malaysia

The phrase β€˜home sweet home’ often comes with an image of a calm, cosy and welcoming house.
February 25, 2020

How to Survive On a Low-Income Salary in Malaysia

According to a recent survey by Hays Asia, about 46% of Malaysians are unhappy with their salary as they are expecting a much higher pay.
February 28, 2024

Credit Card Application Declined? Here Are 7 Possible Reasons Why

We all have experienced getting rejected before, after a job interview, by someone we admire…but getting rejected by a bank can truly hurt!
February 14, 2024

What Is a Personal Loan & The 5 Things You Should Know Before Applying

Personal loans are popular among individuals in Malaysia due to their wide availability.
February 8, 2024

[INFOGRAPHIC] How to Clear Name From CTOS and CCRIS Record

Many thought that with a bad CCRIS and CTOS record, they are unable to apply for financing as they are considered being β€˜blacklisted’. So, some of you may want to settle this but unsure of how to clear name from CTOS and CCRIS record.
February 5, 2024

5 Tips To Get Your Personal Loan Approved Faster

Are you currently short on funds and thinking of applying for a personal loan, but not sure how to? Or you have apply and wonder how does your personal loan approved?
September 23, 2021

What is flat rate vs. effective interest rate & fixed rate vs. floating rate?

When talking about interest rate and repayment for loans, you might come across various terminologies such as flat rates, effective rates, fixed rates, and floating rates.
September 6, 2021

5 Ways to Save for Your House Renovation Malaysia

The phrase β€˜home sweet home’ often comes with an image of a calm, cosy and welcoming house.

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