March 22, 2024

6 Practical Ways To Earn Side Income In Malaysia: Online & Offline

Looking at todayโ€™s economic pattern, many people are voicing out their concern and disappointment regarding their economic health; be it being underpaid, high living cost, high monthly commitments which all have the same underlying message: Not Enough Money!
March 21, 2024

11 Smarter Ways To Refinance Housing Loan

โ€œGet money from home refinancing? How does that work?โ€ Perhaps some of us are not aware that the homes we live in can actually bring us some extra cash.
March 20, 2024

What is Koperasi Loan & 7 Tips To Apply for Koperasi Loan

A personal loan is a type of credit facility offered by financial institutions to help fulfill your financial needs. In general, many borrowers apply for a personal loan based on various reasons such as settling overdue debts, tackling emergency needs, wedding costs, home renovation, and many more.
March 20, 2024

9 Common Reasons for Applying for a Personal Loan

Why might an individual choose to apply for a personal loan? One of the reasons for personal loan for this is that they need some extra cash on hand.
March 19, 2024

Loan Koperasi: 3 Ways For Civil Servants To Apply

Are you a civil servant interested in applying for a personal loan from banks and koperasi (cooperatives), but not sure how to check your eligibility?
March 11, 2024

PolicyStreet Partners with Direct Lending, Debuts Embedded Microtakaful for Hari Raya

Direct Lending, an online personal lending marketplace, is launching #DIRECTBANTU+ to help ease the Rakyatโ€™s financial burden during the recently announced full lockdown (FMCO).
October 17, 2022

50/30/20 Rule For Easy Financial Management

Based on research done for Keupayaan dan Rangkuman Kewangan 2018, there are still many Malaysian that have low confidence, especially in their financial planning.
October 5, 2022

6 Great Budget-Friendly DIY Home Deco Ideas for Hari Raya

With Eid Mubarak is just around the corner, the anticipation and excitement of the believers are at peak.
February 2, 2022

8 Free Budgeting Apps to Help Plan Your Spending

The increasing consumers price in our country is not something new or unfamiliar, on the contrary, almost every year this issue arises.
September 6, 2021

5 Ways to Save for Your House Renovation Malaysia

The phrase โ€˜home sweet homeโ€™ often comes with an image of a calm, cosy and welcoming house.
February 25, 2020

How to Survive On a Low-Income Salary in Malaysia

According to a recent survey by Hays Asia, about 46% of Malaysians are unhappy with their salary as they are expecting a much higher pay.
December 19, 2019

Is it Better to Pay Debt or Invest?

The question is simple, but it requires careful thinking. Before giving your answer, let us look at the fundamental difference between the two.
January 22, 2024

CCRIS Report: 8 Simple Ways To Improve It

We have received many inquiries from our customers on how to improve their CCRIS report (Central Credit Reference Information System) records.
January 22, 2024

6 Ways Identify Loan Scams & What to Do If You Have Been Scammed?

There has been a lot of media coverage about loan scammers going on lately, especially during this COVID-19 pandemic. Usually loan scammers have these few tricks under their sleeve.
January 5, 2024

What is CCRIS and CTOS & How to Read Your CCRIS Report?

โ€œYour loan is rejected because you have a bad CCRIS or CTOS recordโ€. Have you been told this before by a bank officer? And you are wondering, โ€œWhat is CCRIS and CTOS?โ€.
December 7, 2023

Is Direct Lending Trusted, Or Is It Another Loan Scammer?

There have been irresponsible parties pretending to be Direct Lending and offering pre-approved loan. These scammers are still actively on the loose.
September 23, 2021

What is flat rate vs. effective interest rate & fixed rate vs. floating rate?

When talking about interest rate and repayment for loans, you might come across various terminologies such as flat rates, effective rates, fixed rates, and floating rates.
September 6, 2021

5 Ways to Save for Your House Renovation Malaysia

The phrase โ€˜home sweet homeโ€™ often comes with an image of a calm, cosy and welcoming house.

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