Featured Blog
December 26, 2024
Those whose source of income has been dwindling down and are unable to apply for the moratorium or not eligible for one might consider a personal loan application instead.
Latest Blogs
April 5, 2024
The term ‘car loan’ is a term that is familiar to most of us and it is very commonly talked as car is a necessary asset to have now. It is the best not to only rely on the public transport for our daily commute.
Q April 5, 2024April 4, 2024
A critical component of personal finance is avoiding debt build up. It is worth noting the current trend in bankruptcy cases in Malaysia, where one of the major causes of bankruptcy has been attributed to personal loans.
Sera April 4, 2024April 2, 2024
There comes a time where we may find ourselves in need of a huge sum of money whether it is to foot the bill of unforeseen business expenses or for emergency purposes like paying the medical fees of a vital surgery.
Mandy April 2, 2024April 2, 2024
Home improvement or home renovation is one of the most exciting endeavours house owners undertake on a periodic basis to beautify, remodel or expand their existing dwellings.
Yik Seong April 2, 2024April 1, 2024
A typical conventional bank earns money from interest by lending out money to consumers.
Mandy April 1, 2024April 1, 2024
CCRIS and CTOS are some of the crucial terms that are often mentioned during loan and financing application processes.
Yik Seong April 1, 2024January 5, 2024
Tax relief or tax exemption in Malaysia is a system established by the Inland Revenue Board of Malaysia (LDHN) whereby taxpayers are allowed to deduct a certain amount of money from their income tax.
Mandy January 5, 2024January 5, 2024
The past two years have been extremely challenging to many as we are still combating the spread of the COVID-19 virus.
Sera January 5, 2024December 29, 2023
Based on The Sun Daily, divorce cases in Malaysia has drastically increase over the last few years since the pendemic. A failed family planning is one of the major trigger for a fight to brake between spouses which leads to miscommunication.
Q December 29, 2023October 10, 2023
If you are a young graduate who just got employed, receiving your first salary can be really exciting.
Yik Seong October 10, 2023July 13, 2023
“This won’t happen to me” or “How can anyone fall into a trap like this?”. These days, anyone can be a scam victim
Mandy July 13, 2023November 24, 2022
Tying the knot between you and your loved one is a human nature and the ultimate goal in every relationship, but this modern century have brought us into the realization that save money for wedding in plan also means that it is not going to be sufficient with just the intention to, but also the amount of efforts needed to make it happen.
Sera November 24, 2022March 19, 2024
Are you a civil servant interested in applying for a personal loan from banks and koperasi (cooperatives), but not sure how to check your eligibility?
Sera March 19, 2024March 7, 2024
One of the benefits of working as a civil servant is that you are entitled to a variety of Islamic personal loan that are Syariah-compliant, which serves as a great alternative as compared to those who are self-employed or working in the private sector.
Mandy March 7, 2024March 5, 2024
People these days have easy access to credit. You can either apply for a personal loan or swipe your credit card to obtain money for emergency, important milestone spending, or to fund lifestyle needs.
Yik Seong March 5, 2024February 28, 2024
We all have experienced getting rejected before, after a job interview, by someone we admire…but getting rejected by a bank can truly hurt!
Sera February 28, 2024February 14, 2024
Personal loans are popular among individuals in Malaysia due to their wide availability.
Sera February 14, 2024February 8, 2024
Many thought that with a bad CCRIS and CTOS record, they are unable to apply for financing as they are considered being ‘blacklisted’. So, some of you may want to settle this but unsure of how to clear name from CTOS and CCRIS record.
Mandy February 8, 2024July 12, 2021
Ekonomi (PEMULIH), individual borrowers, microentrepreneurs and SME owners that are financially affected by the pandemic are able to apply for a 6-month moratorium starting from the 7th of July 2021.
Sera July 12, 2021April 6, 2021
The greatest mess one can experience is to wallow in credit card debt. Credit cards ominously changed the spending habits of many.
Yik Seong April 6, 2021August 16, 2020
Many struggled with the after-effects of the COVID-19 pandemic. Amid the pandemic, the government announced an automatic 6-month moratorium or known as deferment on all loans or financing repayments from 1 April to 30 September 2020; providing financial relief to individuals and businesses who face financial adversities to cope during this challenging period.
Mandy August 16, 2020July 6, 2020
A way to ensure you have enough cash to support or grow your business is to take out a loan. You can either apply for a personal loan or a business loan.
Yik Seong July 6, 2020
