April 22, 2024

Buying New Car vs Used Car In Malaysia: Which One’s Worth Your Money?

The majority of Malaysians, especially those living in the urban city areas will own at least a car. Many conclude that the main reason to own a vehicle is to facilitate convenience.
April 19, 2024

Credit Score Malaysia: All You Need to Know Before Applying for Loans

Do you know what a credit score is, and why is it so important when it comes to applying for loans and credit cards?
April 19, 2024

What is Buy Now Pay Later (BNPL) & How to Use it in Malaysia

Many consumers have started switching to cashless payment methods especially during the pandemic because it’s a much safer option as compared to cash payments.
April 18, 2024

What Is Bankruptcy in Malaysia And Best Ways To Discharge From It

Bankruptcy is something that is justifiably feared by many as it carries a bad reputation to the offender and to an extent, their loved ones.
April 5, 2024

10 Best Ways To Pay Off Car Loan Faster

According to a survey done by Rakuten Insight in 2019, 61% of the Malaysia population owns a car. As of 2020 April, there were 31.2 million units of cars registered, while the Malaysia population is 31.9 million.
April 5, 2024

6 Car Loan Approval Criteria In Malaysia

The term β€˜car loan’ is a term that is familiar to most of us and it is very commonly talked as car is a necessary asset to have now. It is the best not to only rely on the public transport for our daily commute.
February 8, 2024

[INFOGRAPHIC] How to Clear Name From CTOS and CCRIS Record

Many thought that with a bad CCRIS and CTOS record, they are unable to apply for financing as they are considered being β€˜blacklisted’. So, some of you may want to settle this but unsure of how to clear name from CTOS and CCRIS record.
January 9, 2024

8 Ways to Apply for Business Loans (Easy Approval)

Everyday, people are always out and about, be it for work or for pleasure. People always move and transport from places to places.
January 5, 2024

12 Steps to Achieve Your Financial Goals 2024

The past two years have been extremely challenging to many as we are still combating the spread of the COVID-19 virus.
December 29, 2023

7 Signs Your Man Is Financially Stable!

Based on The Sun Daily, divorce cases in Malaysia has drastically increase over the last few years since the pendemic. A failed family planning is one of the major trigger for a fight to brake between spouses which leads to miscommunication.
October 10, 2023

10 Clever Ways to Manage Your First Salary

If you are a young graduate who just got employed, receiving your first salary can be really exciting.
July 13, 2023

8 Popular Scams in Malaysia

β€œThis won’t happen to me” or β€œHow can anyone fall into a trap like this?”. These days, anyone can be a scam victim
March 21, 2024

11 Smarter Ways To Refinance Housing Loan

β€œGet money from home refinancing? How does that work?” Perhaps some of us are not aware that the homes we live in can actually bring us some extra cash.
March 20, 2024

What is Koperasi Loan & 7 Tips To Apply for Koperasi Loan

A personal loan is a type of credit facility offered by financial institutions to help fulfill your financial needs. In general, many borrowers apply for a personal loan based on various reasons such as settling overdue debts, tackling emergency needs, wedding costs, home renovation, and many more.
March 20, 2024

9 Common Reasons for Applying for a Personal Loan

Why might an individual choose to apply for a personal loan? One of the reasons for personal loan for this is that they need some extra cash on hand.
March 19, 2024

Loan Koperasi: 3 Ways For Civil Servants To Apply

Are you a civil servant interested in applying for a personal loan from banks and koperasi (cooperatives), but not sure how to check your eligibility?
March 7, 2024

[INFOGRAPHIC] 8 Islamic Personal Loan for Civil Servants (Syariah Compliant)

One of the benefits of working as a civil servant is that you are entitled to a variety of Islamic personal loan that are Syariah-compliant, which serves as a great alternative as compared to those who are self-employed or working in the private sector.
March 5, 2024

Should I Apply An Early Settlement for My Loan?

People these days have easy access to credit. You can either apply for a personal loan or swipe your credit card to obtain money for emergency, important milestone spending, or to fund lifestyle needs.
July 12, 2021

[INFOGRAPHIC] Moratorium: 6-Month Automatic Loan Repayment Deferment

Ekonomi (PEMULIH), individual borrowers, microentrepreneurs and SME owners that are financially affected by the pandemic are able to apply for a 6-month moratorium starting from the 7th of July 2021.
April 6, 2021

Should You Use Personal Loan To Pay Off Credit Card Debt?

The greatest mess one can experience is to wallow in credit card debt. Credit cards ominously changed the spending habits of many.
August 16, 2020

6 Self Help Tips to Cope with Post Loan Moratorium

Many struggled with the after-effects of the COVID-19 pandemic. Amid the pandemic, the government announced an automatic 6-month moratorium or known as deferment on all loans or financing repayments from 1 April to 30 September 2020; providing financial relief to individuals and businesses who face financial adversities to cope during this challenging period.
July 6, 2020

Should You Take Out A Personal Loan For Business?

A way to ensure you have enough cash to support or grow your business is to take out a loan. You can either apply for a personal loan or a business loan.

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