Featured Blog
June 4, 2024
Have you ever thought of what you might do if you are suddenly faced with a RM40,000 medical surgery bill?
Latest Blogs
April 4, 2024
A critical component of personal finance is avoiding debt build up. It is worth noting the current trend in bankruptcy cases in Malaysia, where one of the major causes of bankruptcy has been attributed to personal loans.
Sera April 4, 2024April 2, 2024
There comes a time where we may find ourselves in need of a huge sum of money whether it is to foot the bill of unforeseen business expenses or for emergency purposes like paying the medical fees of a vital surgery.
Mandy April 2, 2024April 2, 2024
Home improvement or home renovation is one of the most exciting endeavours house owners undertake on a periodic basis to beautify, remodel or expand their existing dwellings.
Yik Seong April 2, 2024April 1, 2024
A typical conventional bank earns money from interest by lending out money to consumers.
Mandy April 1, 2024April 1, 2024
CCRIS and CTOS are some of the crucial terms that are often mentioned during loan and financing application processes.
Yik Seong April 1, 2024March 29, 2024
The recent case of loan sharks charging RM500 for every 30 minutes delay in repayment is not an exaggeration. This case happened to an insurance agent who borrowed RM3,000 and paid the full amount.
Mandy March 29, 2024March 4, 2024
Recent statistics have shown that more than half of Malaysians admit to not having enough savings to survive on for longer than 3 months.
Sera March 4, 2024February 28, 2024
We all have experienced getting rejected before, after a job interview, by someone we admire…but getting rejected by a bank can truly hurt!
Sera February 28, 2024February 8, 2024
Many thought that with a bad CCRIS and CTOS record, they are unable to apply for financing as they are considered being ‘blacklisted’. So, some of you may want to settle this but unsure of how to clear name from CTOS and CCRIS record.
Mandy February 8, 2024February 7, 2024
The Malaysian public is increasingly moving towards cashless payment modes, and this financial innovation seems to continue to evolve, signifying a positive shift for our society.
Yik Seong February 7, 2024January 22, 2024
There has been a lot of media coverage about loan scammers going on lately, especially during this COVID-19 pandemic. Usually loan scammers have these few tricks under their sleeve.
Yik Seong January 22, 2024January 9, 2024
Everyday, people are always out and about, be it for work or for pleasure. People always move and transport from places to places.
khairina January 9, 2024March 20, 2024
A personal loan is a type of credit facility offered by financial institutions to help fulfill your financial needs. In general, many borrowers apply for a personal loan based on various reasons such as settling overdue debts, tackling emergency needs, wedding costs, home renovation, and many more.
Mandy March 20, 2024March 20, 2024
Why might an individual choose to apply for a personal loan? One of the reasons for personal loan for this is that they need some extra cash on hand.
Yik Seong March 20, 2024March 19, 2024
Are you a civil servant interested in applying for a personal loan from banks and koperasi (cooperatives), but not sure how to check your eligibility?
Sera March 19, 2024March 7, 2024
One of the benefits of working as a civil servant is that you are entitled to a variety of Islamic personal loan that are Syariah-compliant, which serves as a great alternative as compared to those who are self-employed or working in the private sector.
Mandy March 7, 2024March 5, 2024
People these days have easy access to credit. You can either apply for a personal loan or swipe your credit card to obtain money for emergency, important milestone spending, or to fund lifestyle needs.
Yik Seong March 5, 2024February 28, 2024
We all have experienced getting rejected before, after a job interview, by someone we admire…but getting rejected by a bank can truly hurt!
Sera February 28, 2024January 22, 2024
We have received many inquiries from our customers on how to improve their CCRIS report (Central Credit Reference Information System) records.
Yik Seong January 22, 2024January 22, 2024
What would happend if you are in a desperate need of emergency cash immediately? If you are lucky and financially aware, you might have a saving or an emergency fund.
Sera January 22, 2024January 22, 2024
There has been a lot of media coverage about loan scammers going on lately, especially during this COVID-19 pandemic. Usually loan scammers have these few tricks under their sleeve.
Yik Seong January 22, 2024January 5, 2024
“Your loan is rejected because you have a bad CCRIS or CTOS record”. Have you been told this before by a bank officer? And you are wondering, “What is CCRIS and CTOS?”.
Yik Seong January 5, 2024December 7, 2023
There have been irresponsible parties pretending to be Direct Lending and offering pre-approved loan. These scammers are still actively on the loose.
Mandy December 7, 2023September 23, 2021
When talking about interest rate and repayment for loans, you might come across various terminologies such as flat rates, effective rates, fixed rates, and floating rates.
Yik Seong September 23, 2021July 13, 2023
“This won’t happen to me” or “How can anyone fall into a trap like this?”. These days, anyone can be a scam victim
Mandy July 13, 2023October 18, 2022
The pandemic has brought some silver lining to us in terms of scaling back on wedding costs in Malaysia.
Sera October 18, 2022February 2, 2022
The increasing consumers price in our country is not something new or unfamiliar, on the contrary, almost every year this issue arises.
Sera February 2, 2022January 21, 2020
For some people, shopping for groceries can be a tortuous experience. They find it more challenging to stretch the Ringgit and having to fork out much more for a regular amount of groceries.
Sera January 21, 2020
