April 19, 2024

Credit Score Malaysia: All You Need to Know Before Applying for Loans

Do you know what a credit score is, and why is it so important when it comes to applying for loans and credit cards?
April 19, 2024

What is Buy Now Pay Later (BNPL) & How to Use it in Malaysia

Many consumers have started switching to cashless payment methods especially during the pandemic because itโ€™s a much safer option as compared to cash payments.
April 18, 2024

What Is Bankruptcy in Malaysia And Best Ways To Discharge From It

Bankruptcy is something that is justifiably feared by many as it carries a bad reputation to the offender and to an extent, their loved ones.
April 18, 2024

Should You Rent or Buy House With a Salary Below RM3K in Malaysia?

โ€œShould I rent or buy house?โ€ is probably a question that gets pondered a lot by Malaysians, especially now that property prices have been consistently rising.
April 5, 2024

10 Best Ways To Pay Off Car Loan Faster

According to a survey done by Rakuten Insight in 2019, 61% of the Malaysia population owns a car. As of 2020 April, there were 31.2 million units of cars registered, while the Malaysia population is 31.9 million.
April 5, 2024

6 Car Loan Approval Criteria In Malaysia

The term โ€˜car loanโ€™ is a term that is familiar to most of us and it is very commonly talked as car is a necessary asset to have now. It is the best not to only rely on the public transport for our daily commute.
April 5, 2024

6 Car Loan Approval Criteria In Malaysia

The term โ€˜car loanโ€™ is a term that is familiar to most of us and it is very commonly talked as car is a necessary asset to have now. It is the best not to only rely on the public transport for our daily commute.
April 4, 2024

10 Steps To Reduce Your Monthly Debt Commitment

A critical component of personal finance is avoiding debt build up. It is worth noting the current trend in bankruptcy cases in Malaysia, where one of the major causes of bankruptcy has been attributed to personal loans.
April 2, 2024

Credit Card Vs Personal Loan โ€“ Which One Should You Get?

There comes a time where we may find ourselves in need of a huge sum of money whether it is to foot the bill of unforeseen business expenses or for emergency purposes like paying the medical fees of a vital surgery.
March 29, 2024

10 Best Ways to Pay Off Bad Debt Quickly

Hidup tanpa bebanan hutang menjadi impian banyak orang di dunia ini.
March 29, 2024

Best Way to Buy Motorbike in Malaysia โ€“ Motorcycle Loan or Personal Loan?

Everyday, people are always out and about, be it for work or for pleasure. People always move and transport from places to places.
March 21, 2024

11 Smarter Ways To Refinance Housing Loan

โ€œGet money from home refinancing? How does that work?โ€ Perhaps some of us are not aware that the homes we live in can actually bring us some extra cash.
March 29, 2024

Is Licensed Moneylender Considered an โ€˜Ah Longโ€™?

The recent case of loan sharks charging RM500 for every 30 minutes delay in repayment is not an exaggeration. This case happened to an insurance agent who borrowed RM3,000 and paid the full amount.
March 29, 2024

5 Useful Personal Loan Application Tips, Donโ€™t Fall Victim To Ah Long!

Those whose source of income has been dwindling down and are unable to apply for the moratorium or not eligible for one might consider a personal loan application instead.
March 27, 2024

What Happens to Your Debt When You Die?

What happens to your debt when you die? As grim as it may sound, this is something that a loan borrower should give a serious thought.
March 25, 2024

Impact of Base Rate (BR) & Revised Reference Rate Towards Your Loan

The Reference Rate Framework was introduced in 1983, where the Base Lending Rate (BLR) was used as the reference rate for retail floating-rate loans.
March 25, 2024

5 Things to Watch Out for as a Loan Guarantor

The increasing consumers price in our country is not something new or unfamiliar, on the contrary, almost every year this issue arises.
March 21, 2024

11 Smarter Ways To Refinance Housing Loan

โ€œGet money from home refinancing? How does that work?โ€ Perhaps some of us are not aware that the homes we live in can actually bring us some extra cash.
March 5, 2024

Should I Apply An Early Settlement for My Loan?

People these days have easy access to credit. You can either apply for a personal loan or swipe your credit card to obtain money for emergency, important milestone spending, or to fund lifestyle needs.
February 14, 2024

What Is a Personal Loan & The 5 Things You Should Know Before Applying

Personal loans are popular among individuals in Malaysia due to their wide availability.
February 6, 2024

Should You Apply For Debt Consolidation Personal Loan?

The biggest cargo people carry these days is debt. Borrowing, including the use of credit cards, is habit-forming. Once you get caught in the habit, you run the risk of spending more than you can really afford.
February 5, 2024

5 Tips To Get Your Personal Loan Approved Faster

Are you currently short on funds and thinking of applying for a personal loan, but not sure how to? Or you have apply and wonder how does your personal loan approved?
February 1, 2024

3 Best Ways To Overlap Loan Effectively

It cannot be denied that taking up loan is risky especially if the borrower has a bad repayment pattern and lack of money management skill.
January 23, 2024

Fast Approval Personal Loan Within 24 Hours

What is Fast Approval Personal Loan? Personal loan has been the primary choice for financial funding especially when you are in need for emergency cash.
April 20, 2017

How to Start a Business While Having Your Day Job

Starting a business is tough work. But to start a business and keep a day job; that is even tougher!
March 1, 2024

What is DSR? Loan Eligibility Calculation in Malaysia

Have you ever tried to apply for any loan like applying for personal loan, house loan or car loan through bank but your application was rejected due to your high Debt Service Ratio (DSR).
January 19, 2024

6 Koperasi Personal Loan for AKPK, CCRIS, CTOS And SAA Records

Did your personal loan get rejected because you have a negative CCRIS and CTOS record or you are currently listed under the AKPK programme?
January 19, 2024

5 Best Bank & Cooperative (Koperasi) Personal Loan for Government Servants in 2024

If you are a civil servant, you will most likely have the experience of receiving SMS or cold calls offering you personal loan financing, whether it is from the bank or koperasi.
January 9, 2024

8 Ways to Apply for Business Loans (Easy Approval)

Everyday, people are always out and about, be it for work or for pleasure. People always move and transport from places to places.
January 5, 2024

Income Tax Exemption In Malaysia And How To File e-Filing 2024

Tax relief or tax exemption in Malaysia is a system established by the Inland Revenue Board of Malaysia (LDHN) whereby taxpayers are allowed to deduct a certain amount of money from their income tax.
January 5, 2024

RM0!? 5 Secrets To Get Cheap Flight Ticket Malaysia Edition

Everyone would love travelling around the world, experiencing new journey, learning about new culture, window shopping and eating new foods that is bizzare to your tongue.

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