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Yik Seong
Yik Seong is the founder of Direct Lending and Chartered Financial Analyst (CFA) Charterholder, with over 20 years of finance experience working in Malaysia, London, Singapore, and Hong Kong. Driven by his passion for finance, Yik Seong founded Direct Lending with a mission to provide safe and affordable financing to individuals with restricted access to credit channels. He enjoys long hikes during the weekend and never skips a morning coffee.
March 20, 2024
Why might an individual choose to apply for a personal loan? One of the reasons for personal loan for this is that they need some extra cash on hand.
March 5, 2024
People these days have easy access to credit. You can either apply for a personal loan or swipe your credit card to obtain money for emergency, important milestone spending, or to fund lifestyle needs.
February 5, 2024
Are you currently short on funds and thinking of applying for a personal loan, but not sure how to? Or you have apply and wonder how does your personal loan approved?
January 19, 2024
If you are a civil servant, you will most likely have the experience of receiving SMS or cold calls offering you personal loan financing, whether it is from the bank or koperasi.
October 10, 2023
If you are a young graduate who just got employed, receiving your first salary can be really exciting.
September 23, 2021
When talking about interest rate and repayment for loans, you might come across various terminologies such as flat rates, effective rates, fixed rates, and floating rates.
September 6, 2021
The phrase ‘home sweet home’ often comes with an image of a calm, cosy and welcoming house.
April 6, 2021
The greatest mess one can experience is to wallow in credit card debt. Credit cards ominously changed the spending habits of many.
July 6, 2020
A way to ensure you have enough cash to support or grow your business is to take out a loan. You can either apply for a personal loan or a business loan.