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Mandy
An ex-banker, digital marketer, and masters graduate from University of Coventry. Mandy enjoys filling in the gaps of financial literacy by transforming ‘dry’ financial topics into ‘digestible’ articles. She did a lot of ballet growing up and is always on the hunt for the best deals online.
March 7, 2024
One of the benefits of working as a civil servant is that you are entitled to a variety of Islamic personal loan that are Syariah-compliant, which serves as a great alternative as compared to those who are self-employed or working in the private sector.
February 8, 2024
Many thought that with a bad CCRIS and CTOS record, they are unable to apply for financing as they are considered being ‘blacklisted’. So, some of you may want to settle this but unsure of how to clear name from CTOS and CCRIS record.
January 19, 2024
Did your personal loan get rejected because you have a negative CCRIS and CTOS record or you are currently listed under the AKPK programme?
January 5, 2024
Tax relief or tax exemption in Malaysia is a system established by the Inland Revenue Board of Malaysia (LDHN) whereby taxpayers are allowed to deduct a certain amount of money from their income tax.
December 7, 2023
There have been irresponsible parties pretending to be Direct Lending and offering pre-approved loan. These scammers are still actively on the loose.
July 13, 2023
“This won’t happen to me” or “How can anyone fall into a trap like this?”. These days, anyone can be a scam victim
October 17, 2022
Based on research done for Keupayaan dan Rangkuman Kewangan 2018, there are still many Malaysian that have low confidence, especially in their financial planning.
August 16, 2020
Many struggled with the after-effects of the COVID-19 pandemic. Amid the pandemic, the government announced an automatic 6-month moratorium or known as deferment on all loans or financing repayments from 1 April to 30 September 2020; providing financial relief to individuals and businesses who face financial adversities to cope during this challenging period.
December 19, 2019
The question is simple, but it requires careful thinking. Before giving your answer, let us look at the fundamental difference between the two.