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Mandy

An ex-banker, digital marketer, and masters graduate from University of Coventry. Mandy enjoys filling in the gaps of financial literacy by transforming ‘dry’ financial topics into ‘digestible’ articles. She did a lot of ballet growing up and is always on the hunt for the best deals online.

March 12, 2025

Income Tax Exemption in Malaysia and e-Filing for Assessment 2024

Tax relief or tax exemption in Malaysia is a system established by the Inland Revenue Board of Malaysia (LDHN) whereby taxpayers are allowed to deduct a certain amount of money from their income tax.
March 12, 2025

Is Direct Lending Trusted, Or Is It Another Loan Scammer?

There have been irresponsible parties pretending to be Direct Lending and offering pre-approved loan. These scammers are still actively on the loose.
June 10, 2024

3 Best Ways to Buy a Car: Cash, Hire Purchase & Personal Loan

The increasing consumers price in our country is not something new or unfamiliar, on the contrary, almost every year this issue arises.
April 24, 2024

8 Things to Check Before Signing a Personal Loan Agreement in Malaysia

Applying for a personal loan is easy and convenient these days. Why? This is because you do not need to provide any collateral or offer security to obtain cash.
April 22, 2024

Buying New Car vs Used Car In Malaysia: Which One’s Worth Your Money?

The majority of Malaysians, especially those living in the urban city areas will own at least a car. Many conclude that the main reason to own a vehicle is to facilitate convenience.
April 19, 2024

Credit Score Malaysia: All You Need to Know Before Applying for Loans

Do you know what a credit score is, and why is it so important when it comes to applying for loans and credit cards?
April 19, 2024

What is Buy Now Pay Later (BNPL) & How to Use it in Malaysia

Many consumers have started switching to cashless payment methods especially during the pandemic because it’s a much safer option as compared to cash payments.
April 2, 2024

Credit Card Vs Personal Loan – Which One Should You Get?

There comes a time where we may find ourselves in need of a huge sum of money whether it is to foot the bill of unforeseen business expenses or for emergency purposes like paying the medical fees of a vital surgery.
April 1, 2024

What is Islamic Personal Loan & the Differences with Conventional Personal Loan

A typical conventional bank earns money from interest by lending out money to consumers.